TrueEarnings® Card from Costco and American Express

  • American Express® Card and Costco Membership Card in one - with no annual fee for Costco members
  • Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
  • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
  • Apply online now
Intro APR Regular APR Credit Needed Annual Fee
0% on Purchases for 6 months 15.24% variable Any $0

TrueEarnings® Card from Costco and American Express Review

Card Rating: StarStarStarHalf StarEmpty Star

Now Costco shoppers can get added savings and rewards from their membership with the wholesale club. The TrueEarnings Card from Costco and American Express gives Costco members with average credit access to a rebate program. Through the program, cardholders can earn 1% back on general purchases, 2% back from travel-related purchases, and 3% back on gas and restaurant purchases. Cardholders can earn as many rebates as they want, and they do not have to pay an annual fee for the card, as long as they pay their Costco membership fee. The interest rate for purchases and balance transfers is average for the type of card, but there is a special introductory rate that cardholders will enjoy. In addition to these perks, card users will enjoy auto rental insurance, online account services, and the ability to use their TrueEarnings Card from Costco and American Express as a Costco membership card.

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