Total Merrill(SM) Cash Back Visa® Card
- 1% Cash Back on Virtually All Purchases
- No Annual Fee
- No Annual Fee and a Low Competitive 9.99% Annual Percentage Rate (APR)
- Low 9.99% APR for Retail Purchases†
- Credit Line may be as High as $250,000
- Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account
- Apply Online Now
| Intro APR | Period | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|---|
| 1.9% APR for 12 Months | 12 Months | 9.99% Fixed | None | $0 |
Total Merrill(SM) Cash Back Visa® Card Review
Card Rating: 




This Bank of America-issued card allows users to earn rewards that can be redeemed with Merrill Lynch, making saving and investing easier. The rewards program allows cardholders to earn one cash back reward credit for every dollar charged to the card. These points can be distributed as a cash reward check or deposited into a Cash Management or Beyond Banking account with Merrill Lynch. Better yet, there is no limit to the number of points that can be earned each year. There is also a low introductory rate for transfers and advances, and the card has no annual fee.
» Click here to apply online now at the card issuer's Web site 
The card issuer's online application utilizes SSL technology, which encrypts your personal data, keeping it safe.
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