Smart Cash
- Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months††
- Get up to 3% cash back on qualifying net retail gas and grocery purchases thereafter‡
- Get up to 1% cash back for all other qualifying net retail purchases‡
- 1.99% introductory annual interest rate† on balance transfers* and cheque cash advances for 10 months
- Feel secure with around-the-clock fraud protection
- Enjoy free online access to your credit card account
- No annual fee
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| No Introductory Rate Available | 19.99%* | Very Good | $0 |
Smart Cash Review
Card Rating: 




The Smart Cash card, issued by MBNA Canada, is available to Canadian residents and provides cardholders with cash rebates on all of your credit card purchases.
This card offers up to 5% in cash rebates on gas and grocery purchases for the first 6 months, up to 3% in cash rebates on gas and grocery purchases thereafter, and up to 1% in cash rebates on all other purchases.
You'll also receive a 1.99% introductory annual interest rate on balance transfers and cheque cash advances for 10 months.
Cardholders can also take advantage of the platinum benefits that come with the card, which include online account access and 24-hour customer service.
Apply today for the Smart Cash MasterCard® Credit Card to get up to 5% cash back on gas and grocery purchases for 6 months and to access the low introductory rate on balance transfers and cheque cash advances.
» Click here to apply online now at MBNA Canada's Web site

MBNA Canada's online application utilizes SSL technology, which encrypts your personal data, keeping it safe.
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