Preferred Rewards Gold Card
- Earn 10,000 Membership Rewards® Bonus Points When You Spend $500 in 3 Months - Redeemable for a $100 Gift
- No Pre-Set Spending Limit
- No Annual Fee for the First Year - $125 Thereafter
- The Membership Rewards® Program Earn 1 Membership Rewards® Point for Virtually Every Dollar You Spend and Redeem for Your Choice of Travel, Shopping, and Entertainment Rewards
- Gold Card Events Exclusive Access to Tickets for Select Concerts, Shows, Major Sporting Events, and More in Cities Nationwide
- Express Approval. Get a Decision in Less than 60 Seconds
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| No Introductory Rate Available | No APR | Good | $125 |
Preferred Rewards Gold Card Review
Card Rating: 
The American Express Preferred Rewards Gold Card is a charge card, which requires that charges made to the card must be paid in full on each billing statement. There is an annual fee giving cardholders access to the American Express Buyer Rewards Program, Gold Card Events and travel rewards.
The Preferred Rewards Gold Card offers card holders fraud and identity theft protections as well as a Buyer's Assurance Plan, which extends warranties and additional year. Baggage insurance, a global assistance hotline, and emergency check-in service are some of the other benefits that would be useful for card holders who travel frequently.
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