New Millennium Bank Secured Gold Visa® / MasterCard®

  • No Credit Check
  • Approved Regardless of Credit History
  • Total Credit Limit Up To $10,000*
  • Reports to All 3 Bureaus
  • Get Cash at Over 740,000 ATMs
  • Emergency Cash Transfers
  • Auto Rental Insurance
  • $100,000 Travel Accident Insurance
  • Apply online now
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 19.5% Good $59

New Millennium Bank Secured Gold Visa® / MasterCard® Review

Card Rating: StarStarHalf StarEmpty StarEmpty Star

This secured credit card has a no turn-down policy and does not require a credit check, making it a smart solution for some individuals with bad credit. The card does require a minimum $300 deposit, but interest is applied to the deposit. The card also has an annual fee which some applicants may deem too high for their financial situation. There is also a one-time processing fee, and that amount depends on whether or not the applicant wants both a Visa and MasterCard, or just one of the two. There is no credit period for purchases, so card users will expect to pay interest on all their purchases. Some benefits do come with the New Millennium Bank Secured Gold Visa/MasterCard, however, including auto rental insurance, up to $100,000 in travel accident insurance, emergency cash replacement, extended warranty for purchases and more.

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