Home Advantage™ MasterCard® from Bank of America

  • 0% Intro Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks Through Your First Twelve Billing Cycles
  • Earn 1 Point For Every $1 in Net Retail Purchases at All Merchants
  • Redeem Your Points for Cash Back, Travel With no Blackout Dates, Car Rental and Hotel Rewards, Brand Name Merchandise, or Gift Certificates
  • Redeem Your Points as Extra Payments- Every Time You Earn 5,000 Points, You Can Redeem Them for Cash - Which Can be Applied Directly to Your Mortgage
  • No Limit to The Number of Points You Can Earn Each Year
  • Absolute Fraud Protection Against Unauthorized Use, Online and Offline
  • Access to The MyConcierge(SM) Service, a Unique Personal Assistance Service
  • Secure Online Account Access and Electronic Bill Payment Service
  • Apply Online Now
Intro APR Period Regular APR Credit Needed Annual Fee
0% APR for 12 Billing Cycles 0 Months 9.99% / 15.99% Fixed Excellent $0

Home Advantage™ MasterCard® from Bank of America Review

Card Rating: StarStarStarStarHalf Star

Paying off your mortgage can be a little easier with help from your credit cards rewards program through the Home Advantage™ MasterCard® from Bank of America. The rewards program allows cardholders to earn one point for every dollar spent on general purchases and double that amount at home improvement stores like Lowe's and Home Depot during the first year. Points can be redeemed for a variety of rewards, and for every 5,000 points earned a $50 credit will be applied towards the cardholder's mortgage principal. There is no fee for the card, and it provides additional benefits like fraud protection and online services to make it safer and more convenient to use.

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