Efectiva® Platinum Plus® Visa®
- No Annual Fee
- Customer Communications are Sent in Spanish and English
- Up To $600 Cash Back Per Year
- Optional Mini Card
- Discounts on Auto Rentals
- Card Issued by FIA Card Services, N.A.
- Apply Online Now
| Intro APR | Period | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|---|
| 0% APR for 6 Billing Cycles | 0 Months | APR Varies* Variable | Very Good | $0 |
Efectiva™ Platinum Plus® Visa® Review
Card Rating: 
The Efectiva Platinum Plus Visa allows cardholders to earn a 1% cash back rebate on all purchases. Cardholders earn one point for every $100 spent in net monthly purchases and five points for the first purchase made on the card. Cardholders receive a $25 check or credit to the account for every 25 points that are earned. This card has a low interest rate for purchases, no annual fee, and a 0% introductory rate on purchases, balance transfers, and cash advance checks for the first six billing cycles. Additional card features include auto-rental insurance, travel and emergency assistance services, and purchase replacement.
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