CitiBusiness® / AAdvantage® Card

  • Earn 25,000 American Airlines AAdvantage® Bonus Miles After You Make $750 in Purchases Within 4 Months of Becoming a Cardmember*
  • Earn 1 American Airlines AAdvantage® Miles for Every $1 Spent on Purchases*
  • Earn American Airlines AAdvantage® Miles Faster From Purchases Made on Your Employee Accounts*
  • American Airlines AAdvantage® Miles May Never Expire*
  • No Blackout Date on American Airlines AAdvantage® Award Travel*
  • Apply online now
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 13.99% Any $75

CitiBusiness® / AAdvantage® Card Review

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The CitiBusiness® / AAdvantage® Card, one of several Citi® AAdvantage® credit cards offered by Citibank, is designed for those with very good credit who travel regularly on American Airlines and would like to earn free travel for business-related expenses.

Through the airline reward program, cardholders earn one mile for every dollar spent on the card, and they earn 25,000 bonus miles after making their first $750 in purchases within 4 months of becoming a cardmember. Earned miles can be applied toward free travel via American Airlines and its participating airline partners. Miles are also compatible with the American Airlines frequent flyer program. In addition, miles will be earned when employees make purchases with their CitiBusiness®/ AAdvantage®. Accountholders will earn double miles for travel arrangements made with American Airlines. There is a maximum of 150,000 miles that can be accumulated per year and miles may never expire.

This card does provide many cardholder benefits that include up to $1,000,000 in travel accident insurance, lost and stolen card reporting, and auto rental insurance. It also offers discounts on products and services at participating merchants and retailers.

The $75 annual fee for the card is waived for the first year, and there is no fee for additional cardholders. The APR for purchases is high for a business card and there is a minimum cap on cash advance transactions. The card also has a high interest rate for cash advances. Overall, this is not an ideal credit card for those who plan to carry a revolving balance.

Therefore, those who plan to pay in full each month (to avoid finance charges), do not mind paying an annual fee of $75 after the first year, and plan to take advantage of the airline reward program will benefit most from what the CitiBusiness® / AAdvantage® Card has to offer.

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