Citi Forward® Card
- $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
- 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
- 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
- Want to lower your purchase APR? All you have to do is make a purchase, stay under your credit limit, and pay on time 3 billing periods in a row and we will lower your APR for purchase by up to 2% (0.25% each quarter, 8X maximum)
- No Annual Fee
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Intro APR* | 12.99% - 22.99%* (Variable) | Any | $0* |
Citi Forward® Card Review
Card Rating: 
The Citi Forward® Card is a regular rewards credit card, issued by Citibank, for the everyday consumer who wants to be rewarded just for doing the right thing. That's because this card rewards cardholders for staying within their credit limit and paying on time.
Cardholders who stay within their credit limit and pay on time will receive 100 bonus points per billing period and a potential reduction of their interest rate. APR reductions occur at a rate of .25% after 3 months in a row of making a purchase, staying within limit, and paying on time. Cardholders are eligible for a total of 8 reductions, for a 2% total reduction.
Bonus points are rewarded for other acts. 10,000 ThankYou bonus rewards points when you spend $650 in purchases and sign up for paperless statements within the first 3 months - redeemable for $100 in gift cards!
The Citi Forward® Card also rewards cardholders for purchases. Cardholders receive 5 points per dollar spent on restaurants and entertainment, and 1 point per dollar spent on all other purchases. Points can be redeemed through the ThankYou network for cash, gift cards, music, electronics and more.
This card comes with a 0% intro rate on purchases for 7 months. There is also a 0% APR on balance transfers for 12 months if you qualify. After the introductory period, the variable interest rate is reasonable.
The Citi Forward® Card is ideal for anyone interested in earning reward points quickly and easily with a credit card that also offers a 0% introductory rate.
» Click here to apply online now at Citibank's Web site
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