Citi® Dividend Platinum Select® Card for College Students

  • No Cosigner Required
  • Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
  • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
  • Earn a full 1% cash back on all other purchases*
  • Apply online now
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR for 7 Months* 13.99% - 21.99%* (Variable) Very Good $0*

Citi® Dividend Platinum Select® Card for College Students Review

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The Citi® Dividend Platinum Select® Card for College Students, issued by Citibank, is a cash back credit card designed specifically for students who want to practice responsible money management.

Through the rewards program, cardholders earn a 5% cash back rebate on purchases made at supermarkets, gas stations, drugstores, convenience stores, and utilities including cable for 6 months, 1% thereafter, and a 1% cash back rebate on all other purchases. Plus, you'll earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotels, and more (enrollment required).

Cardholders will receive $5 Dividend Dollars for each balance transfer transaction of $1,500 or more. Cardholders can also earn an average of 5% cash back on purchases made through the Citi Bonus Cash Center®. The rebates earned on purchases through the Citi Bonus Cash Center® are unlimited. A $50 check will be issued upon request once 50 Dividend Dollars have been earned.

This card has no annual fee, and there is a 0% introductory rate that applies to purchases for 7 months (a rare benefit for a student card). The card also offers several platinum benefits and services such as lost and stolen card reporting, and identity theft solutions. However, it is the reward program that proves to be the best benefit available to cardholders.

Therefore, students who can afford to pay in full each month after the introductory rate expires (to avoid finance charges) and plan to spend enough to take advantage of the rebate program will benefit most from what the Citi® Dividend Platinum Select® Card for College Students has to offer.

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