Citi CashReturns(SM) MasterCard®

  • Earn a Full 1% Cash Back on Every Purchase
  • Get a 20% Bonus on the Cash Back Earned on All Purchases for the First 12 Months
  • Checks Will Be Sent Automatically Every Time You Earn $50 - No Calling Necessary
  • 0% APR* on Balance Transfers for up to 12 Months
  • No Annual Fee
  • Apply Online Now
Intro APR Period Regular APR Credit Needed Annual Fee
0% APR for up to 12 Months 0 Months As low as 9.99% None $0

Citi CashReturns(SM) MasterCard® Review

Card Rating: StarStarStarStarHalf Star

This Citibank-issued card can be a great way to earn cash back on all your daily purchases. For the first three months the card is active, cardholders will be able to get 3% cash back on all their purchases. After the introductory period, the amount will go down to 1%. CitiDollars can also be earned on transfers that are more than $1,500. After enough CitiDollars have been earned, the bank will automatically generate a rewards check for the cardholder. For the first year, there will be no interest on balance transfers and a reduced rate on new purchases. There is no annual fee to use the card, and cardholders can feel more secure with additional benefits like fraud protection and travel accident insurance.

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