Bank of America WorldPoints® Platinum Plus® MasterCard®

  • Earn 1 Point for Every Net Retail Purchase Dollar
  • Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates
  • No Annual Fee
  • Free 24/7 Concierge Service
  • Absolute Fraud Protection
  • Introductory 0% APR for Cash Advance Checks and Balance Transfers Through Your First 12 Billing Cycles
  • Card Issued by FIA Card Services, N.A.
  • Apply online now
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 12 Billing Cycles 9.99% / 15.99% Very Good $0

Bank of America WorldPoints® Platinum Plus® MasterCard® Review

Card Rating: StarStarStarStarStar

Those wanting access to a basic rewards program may find the Bank of America WorldPoints Platinum Plus MasterCard Credit Card a good solution. This card is for individuals with above average credit. Cardholders get to earn one point for every dollar spent on select purchases, and can turn them in for restaurant certificates, cash, flexible travel and more. Points can be used for up to five years though after that, they expire. Cardholders will enjoy the fact that there is no annual fee associated with this card, and that they are eligible for an introductory special on balance transfers and cash advance checks. Depending on the cardholder's specific credit history, he or she may pay between 9.99% and 15.99% after the introductory rate expires. Additional benefits associated with this card include access to a personal concierge service, fraud protection, online account access and more.

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