AT&T Universal Business Rewards Card

  • Designed for businesses with an established credit history
  • 0% Intro APR on Purchases for 6 months. After that, 14.24% variable*
  • Earn 5 ThankYou Points for every dollar spent on eligible AT&T products and services purchased directly from AT&T*
  • Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases*
  • Additional cards for employees with credit limits you set
  • No Annual Fee*
  • Apply online now
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR for 6 Months 14.24% Variable Any $0

AT&T Universal Business Rewards Card Review

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The AT&T Universal Business Rewards Card is a rewards credit card, issued by Citibank, that is ideal for small businesses. That's because this card offers a way to consolidate all business-related expenses while earning rewards at the same time.

The ThankYou® Points rewards program allows accountholders to earn 5 points for every dollar spent on eligible AT&T products and services; 3 points per every dollar spent at select office supply merchants, gas stations, and on professional services; and 1 point per dollar spent on all other purchases. The AT&T Universal Business Rewards Card does have a 100,000 limit on points earned every calendar year.

Cardmembers will also enjoy a 0% introductory APR on purchases for 6 months and a reasonable variable APR on purchases thereafter.

Additional benefits that are available with this card include additional cards for employees, a Prescription Discount Benefit Program, and online account management.

Small business credit card members who want a card with extra benefits (not extra fees) will find the AT&T Universal Business Rewards Card to be a suitable fit.

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