AT&T Universal Business Rewards Card
- Designed for businesses with an established credit history
- 0% Intro APR on Purchases for 6 months. After that, 14.24% variable*
- Earn 5 ThankYou Points for every dollar spent on eligible AT&T products and services purchased directly from AT&T*
- Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases*
- Additional cards for employees with credit limits you set
- No Annual Fee*
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Intro APR for 6 Months | 14.24% Variable | Any | $0 |
AT&T Universal Business Rewards Card Review
Card Rating: 




The AT&T Universal Business Rewards Card is a rewards credit card, issued by Citibank, that is ideal for small businesses. That's because this card offers a way to consolidate all business-related expenses while earning rewards at the same time.
The ThankYou® Points rewards program allows accountholders to earn 5 points for every dollar spent on eligible AT&T products and services; 3 points per every dollar spent at select office supply merchants, gas stations, and on professional services; and 1 point per dollar spent on all other purchases. The AT&T Universal Business Rewards Card does have a 100,000 limit on points earned every calendar year.
Cardmembers will also enjoy a 0% introductory APR on purchases for 6 months and a reasonable variable APR on purchases thereafter.
Additional benefits that are available with this card include additional cards for employees, a Prescription Discount Benefit Program, and online account management.
Small business credit card members who want a card with extra benefits (not extra fees) will find the AT&T Universal Business Rewards Card to be a suitable fit.
» Click here to apply online now at Citibank's Web site

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