American Express® Gold Card

  • Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more.
  • Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company
  • Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
  • Introductory annual fee of $0 for the first year, then $125.
  • Get a decision in as little as 60 seconds.
  • Apply online now
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available No APR Good $125*

American Express® Gold Card Review

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The American Express Preferred Rewards Gold Card is a charge card, which requires that charges made to the card must be paid in full on each billing statement. There is an annual fee giving cardholders access to the American Express Buyer Rewards Program, Gold Card Events and travel rewards.

The Preferred Rewards Gold Card offers card holders fraud and identity theft protections as well as a Buyer's Assurance Plan, which extends warranties and additional year. Baggage insurance, a global assistance hotline, and emergency check-in service are some of the other benefits that would be useful for card holders who travel frequently.


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