Find the Best Student Credit Card Offer
There is an entire segment of the credit card industry that is focused providing student credit cards to college students. It can be challenging for most college students to qualify for a regular credit card because they don't earn enough to qualify, or they have not yet established a credit rating for the issuers to consider extending them credit.
Some student credit card issuers offer special cards marketed exclusively to college students, which relax the regular qualifications for approval, and some offer cards that are linked with their parents existing accounts. These cards often have features and rewards that would be appealing to this age group.
Prepaid cards are another option for college students, which allow parents to deposit money on the card. The student can then use the card where ever credit cards are accepted, and as they spend the balance it can be easily replenished.
Student credit cards offer a good opportunity to learn about the importance of paying bills on time, which will ultimately help them to establish a good credit score.
Online Applications for Student Credit Cards
These online credit card applications keep your personal data safe by utilizing SSL technology.
Citi Forward® Card for College Students
- No Cosigner required
- 5 ThankYou® Points for every $1 you spend at restaurants and on entertainment; 1 point per $1 on all other purchases.
- APR reduction on purchases when using credit wisely
- 100 ThankYou Points each billing period that you pay on time and stay under your credit line.
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0%* on purchases for 7 months* |
13.99%-23.99%* (Variable) |
|
$0* |
Citi® Dividend® Card for College Students
- Earn bonus cash back each quarter on new must-have categories— like department stores, travel and more, with enrollment
- Earn a full 1% cash back on all other purchases
- Free enrollment each quarter for new categories that earn additional cash back.
- Manage your account online, on your tablet or on your Smartphone
- No Annual Fee
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0%* on purchases for 7 months* |
13.99%-23.99%* (Variable) |
|
$0* |
Discover it® for Students
- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous...5% cash back in categories that change throughout the year up to $1,500 in purchases with free and easy sign-up each time. And 1% cash back on all other purchases.*
- Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible...Choose your own due date and pay up to midnight ET online or by phone.
- Human...talk to a real person any time with 100% U.S.-based service.
- Safe...Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% Intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 12.99% - 18.99%. *Click apply for Terms & Conditions.
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% on purchases for 6 months and See Terms on balance transfers |
12.99%-18.99% V |
|
$0 |
Discover it® for Students with $20 Cashback Bonus
- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous…5% cash back in categories that change throughout the year on up to $1,500 in purchases with free and easy sign-up each time. And 1% cash back on all other purchases.*
- Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most out of your rewards for how you use your card.
- Flexible…Choose your own due date and pay up to midnight ET online or by phone.
- Human…talk to a real person any time with 100% U.S.-based service.
- Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- Experience our cash rewards with $20 Cashback Bonus® when you make your first purchase within 3 months of approval.* Standard variable purchase APR*- 12.99% - 18.99%.
- *Click apply for Terms & Conditions.
- Apply online now
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| See Terms on balance transfers |
12.99%- 18.99% V |
Any |
$0 |
Discover® Student Open Road Card
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
- 2% Cashback Bonus®* at gas stations and restaurants.
- Every single purchase automatically gets Cashback Bonus®
- $0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Sign up to receive text and email alerts
- *Click apply to view rates, fees, rewards, limitations and other important information
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 9 Months* |
12.99%- 18.99% V |
|
$0 |
Discover® Student More Card - Tropical Beach
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
- 5% Cashback Bonus® in categories that change throughout the year like gas, groceries, restaurants, department stores and more. Signing up is free and easy each time. And you'll earn 5% on up to the quarterly maximum*
- Every single purchase automatically gets Cashback Bonus®
- $0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Sign up to receive text and email alerts
- *Click apply to view rates, fees, rewards, limitations and other important information
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 9 Months* |
12.99%- 18.99% V |
|
$0 |
Discover® Student More Card
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
- 5% Cashback Bonus® in categories that change throughout the year like gas, groceries, restaurants, department stores and more. Signing up is free and easy each time. And you'll earn 5% on up to the quarterly maximum*
- Every single purchase automatically gets Cashback Bonus®
- $0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Sign up to receive text and email alerts
- *Click apply to view rates, fees, rewards, limitations and other important information
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 9 Months* |
12.99%- 18.99 V |
|
$0 |
Discover® Student More Card - Clear
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
- 5% Cashback Bonus® in categories that change throughout the year like gas, groceries, restaurants, department stores and more. Signing up is free and easy each time. And you'll earn 5% on up to the quarterly maximum*
- Every single purchase automatically gets Cashback Bonus®
- $0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Sign up to receive text and email alerts
- *Click apply to view rates, fees, rewards, limitations and other important information
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 9 Months* |
12.99%- 18.99 V |
|
$0 |
Discover® Student More Card - Monogram Collection
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
- 5% Cashback Bonus® in categories that change throughout the year like gas, groceries, restaurants, department stores and more. Signing up is free and easy each time. And you'll earn 5% on up to the quarterly maximum*
- Every single purchase automatically gets Cashback Bonus®
- $0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Sign up to receive text and email alerts
- *Click apply to view rates, fees, rewards, limitations and other important information
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% introductory APR on purchases for 9 Months |
12.99%- 18.99 V |
|
$0 |
Discover® Student More Card - Mix Tape
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
- 5% Cashback Bonus® in categories that change throughout the year like gas, groceries, restaurants, department stores and more. Signing up is free and easy each time. And you'll earn 5% on up to the quarterly maximum*
- Every single purchase automatically gets Cashback Bonus®
- $0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Sign up to receive text and email alerts
- *Click apply to view rates, fees, rewards, limitations and other important information
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR on Purchases for 9 months |
12.99%- 18.99 V |
|
None* |
JourneySM Student Rewards from Capital One®
- Designed to help students build good credit with responsible use
- Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
- Customizable text and e-mail alerts to help keep you on track
- Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- Apply online now
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| N/A |
19.8% (V) |
|
$0 |
Discover® Student Card Promo
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 9 Months* |
13.99%- 20.99% V |
|
$0 |
Citi® Dividend® Card for College Students
- Enroll to earn 5% cash back on eligible purchases at Zappos.com, fitness clubs and drugstores from January 1, 2013 through March 31, 2013
- Earn a full 1% cash back on all other purchases
- Free enrollment each quarter for new categories that earn additional cash back.
- Manage your account online, on your tablet or on your Smartphone
- No Annual Fee and no co-signer required
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% Intro APR for 7 Months* |
13.99% - 23.99%* (Variable) |
|
$0* |
Citi Forward® Card for College Students
- No Cosigner required
- 5 ThankYou® Points for every $1 you spend at restaurants and on entertainment; 1 point per $1 on all other purchases.
- APR reduction on purchases when using credit wisely
- 100 ThankYou Points each billing period that you pay on time and stay under your credit line
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% Intro APR for 7 Months* |
13.99% - 23.99%* (Variable) |
|
$0* |
Discover® Student More Card - $20 Cashback Bonus
- Experience Discover's great rewards program. Earn $20 Cashback Bonus®* when you make your 1st purchase within 3 months of approval
- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 12.99% - 18.99%*
- 5% Cashback Bonus® in categories that change throughout the year like gas, groceries, restaurants, department stores and more. Signing up is free and easy each time. And you'll earn 5% on up to the quarterly maximum*
- Every single purchase automatically gets Cashback Bonus®
- $0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Sign up to receive text and email alerts
- *Click apply to view rates, fees, rewards, limitations and other important information
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% introductory APR for 6 months on purchases |
12.99%- 18.99% V |
|
No Annual fee |
