Find the Best Secured Credit Card Offer

Secured credit cards have a credit limit that is determined by the amount of money deposited by the user. A secured credit card is a good option for people with a low credit rating, and it works just like any other credit card except for the fact that it is backed by a deposit. For those who have not been able to get a traditional unsecured credit card, the secured credit card is a great way to rebuild their credit because activity on these cards is reported to the major credit bureaus. These cards have a guaranteed approval, and the deposit assures the issuer that you will never default on the card.

When it is time to pay your monthly bill, you can either make a regular payment, or allow the amount due to be deducted from your deposit, which will lower your spending limit.

So, for those who are just getting started establishing credit, or those who have a credit rating with some blemishes on it, a secured credit card is a good way to obtain the convenience of having a credit card working towards a higher credit rating.

Online Applications for Secured Credit Cards

These online credit card applications keep your personal data safe by utilizing SSL technology.

Capital One® Secured MasterCard®

  • Get the credit you need with no processing fees or application fees
  • Automatic reporting to the 3 major credit bureaus
  • Track credit with access to your credit score and other tools
  • Your refundable security deposit can get you a line up to $3000
  • You may qualify for credit line increases with no further security deposit required
  • Use it like any MasterCard credit card, accepted at millions of locations worldwide
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 22.9% (V) Limited/Bad $29

Platinum Zero® Secured Visa® Credit Card from Applied Bank®

  • ZERO - 0% FIXED APR on Purchases - No Intro Rates!
  • ZERO - 0% Rate Won’t Change - Even If You’re Late!
  • ZERO Hassles - Choose Your Credit Limit From $500 Up To $5,000
  • ZERO Application Fees
  • ZERO Worries - FREE Personal ID Theft Protection
  • ZERO Delays - Timely CREDIT Bureau Reporting
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 0% Bad or None See Terms

Applied Bank® Secured Visa® Gold Credit Card

  • Guaranteed Approval Regardless of Your Past Credit History
  • 9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late
  • Choose Your Credit Limit - From $200 to $5,000
  • Highest Ratings for Financial Strength and Security in the Country
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 9.99% Good $50

First Progress Platinum Secured MasterCard® Credit Card

  • Full-feature Platinum MasterCard secured credit card
  • No credit history or minimum credit score required for approval
  • Monthly reporting to all 3 major credit bureaus to establish more credit history
  • Quick & complete online application
  • Secured by your deposit of $300 - $2,000
  • 24/7 access to your account online
  • Deposit held at FDIC-insured bank
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 14.99% Any $39