Find the Best Rewards Credit Card Offer

Rewards credit cards are designed to reward users with lots of perks like cash back bonuses, hotel, restaurant and resort discounts, frequent flyer miles, and special shopping discounts each time they use the card to make a purchase. Using a reward credit card for all of your purchases can help you earn even more bonuses at the end of the year, and even get more cash back.

For those who regularly use credit cards for business or personal expenses, using a rewards card program is a sensible choice. When choosing a rewards card program, be sure to compare the different choices available. You would not want to choose a program that because it has great cash back bonuses, but charges high fees, or has an interest rate that is too high.

When you pay off your balance each month, with most rewards cards, you'll be able to earn bonus points for the purchases that you have made. Cash back incentives pay the card holder a percentage of the qualifying purchases that they have made. This rate varies among different credit card issuers, so compare the various offers available.

Online Applications for Rewards Credit Cards

These online credit card applications keep your personal data safe by utilizing SSL technology.

Iberiabank Visa® Gold Card

Iberiabank Visa® Gold Card Apply Now
  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • Online access to credit card account information
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
1.99% on balance transfers for 6 billing cycles 9.25%, 12.25%, or 15.25% $0

Iberiabank Visa® Platinum Card

Iberiabank Visa® Platinum Card Apply Now
  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.
  • Turn your points into hotel, gift, or experience rewards
  • Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
  • Online access to credit card account information
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
1.99% on balance transfers for 6 billing cycles 9.25%, 12.25%, or 15.25% $0

Discover it®

Discover it® Apply Now
  • The new Discover it card is out to change the way people think about credit cards.
  • Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
  • Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% on purchases and balance transfers for 14 months 10.99% - 22.99% (V)* $0

Citi® Platinum Select® / AAdvantage® Visa Signature® Card

Citi® Platinum Select® / AAdvantage® Visa Signature® Card Apply Now
  • Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases within the first 3 months of cardmembership*
  • Your first eligible checked bag is free*
  • Priority Boarding with Group 1 privileges* and 25% savings on eligible in-flight purchases*
  • Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal*
  • Double AAdvantage® miles on eligible American Airlines purchases*
  • Earn 10% of your redeemed AAdvantage® miles back - up to 10,000 AAdvantage® miles each calendar year*
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
N/A* 15.24%* (Variable) $95, waived for first 12 months*

Citi ThankYou® Preferred Rewards Card

Citi ThankYou® Preferred Rewards Card Apply Now
  • Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening – enough for $150 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
  • Earn 1 ThankYou Point for every $1 you spend on all purchases
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0%* on purchases for 12 months* and 0% on balance transfers for 12 months* 12.99%-22.99%* (Variable) $0*

Citi® Hilton HHonorsTM Visa Signature® Card

Citi® Hilton HHonors<sup>TM</sup> Visa Signature® Card Apply Now
  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases*
  • No annual fee.*
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
N/A* 14.24% or 16.24%* (Variable) None

Citi® Hilton HHonorsTM Reserve Card

Citi® Hilton HHonors<sup>TM</sup> Reserve Card Apply Now
  • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton HHonors portfolio after $2,500 in eligible purchases within 4 months of account opening*
  • Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio*
  • Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*
  • Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*
  • Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
  • No foreign transaction fees on purchases*
  • Travel with ease and enjoy global acceptance with your Citi chip credit card
  • Earn an anniversary bonus of 1 weekend night certificate at select hotels and resorts within the Hilton HHonors portfolio each cardmembership year with qualifying purchases*
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
N/A* 15.24%* (Variable) $95*

Discover it®

Discover it® Apply Now
  • The new Discover it card is out to change the way people think about credit cards.
  • Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
  • Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% on purchases for 6 months and 0% on balance transfers for 18 months 10.99% - 22.99% (V)* $0

Citi ThankYou® Card

Citi ThankYou® Card Apply Now
  • Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
  • Earn 1 ThankYou Point for every $1 you spend on purchases.
  • Enjoy no limit on the number of points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0%* on purchases and balance transfers for 15 months* 12.99%-22.99%* (Variable) $0*

Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest® Credit Card from American Express Apply Now
  • Starpoints® bonus: earn up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership
  • That’s enough for a weekend getaway to a Category 4 Hotel like the Westin Savannah Harbor Golf Resort & Spa, or six free nights at a Category 2 Hotel
  • Free Hotel Nights: redeem Starpoints at over 1,100 hotels in nearly 100 countries worldwide - with no blackout dates
  • Free Flights: redeem Starpoints on over 350 airlines with SPG Flights - with no blackout dates
  • Get 5,000 bonus Starpoints after you transfer 20,000 Starpoints to a frequent flyer program with more than 30 airlines
  • No limits on the number of Starpoints you can earn
  • $0 introductory annual fee for the first year, then $65
  • Terms and Restrictions apply.
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
None 15.24% - 19.24% variable Excellent $0 introductory annual fee for the first year, then $65

Gold Delta SkyMiles® Credit Card from American Express

Gold Delta SkyMiles® Credit Card from American Express Apply Now
  • Bonus Miles: Earn 30,000 bonus miles toward Award Travel after you spend $500 on the Card within the first three months of Cardmembership.
  • Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Premium Travel Perks: Settle in sooner with Priority Boarding, and enjoy the skies with 20% in-flight savings to use toward meals, beverages, and movies awarded as a statement credit.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and Restrictions Apply.
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
None 15.24% - 19.24% Variable Excellent $0 intro annual fee for the first year, then $95

Blue Sky from American Express®

Blue Sky from American Express® Apply Now
  • Welcome Bonus: earn 7,500 points after you spend $1,000 within the first 3 months of Cardmembership - redeemable for a $100 statement credit.
  • Flexible Ways to Earn: earn 1 point for virtually every dollar you spend on eligible purchases.
  • Unlimited Travel Options: Travel with any airline, hotel, cruise, car rental and travel package - with no blackout dates.
  • Flexible Bill Payments: pay your bill all at once or over time.
  • No annual membership fee and 0% intro APR on purchases for the first 12 months, after that, your APR will be a variable rate, currently 17.24%- 22.24%.
  • Terms and Restrictions Apply.
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% on purchases for 12 months 17.24% - 22.24% Variable Excellent $0

American Express® Gold Card

American Express® Gold Card Apply Now
  • Access to Exclusive Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection
  • Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite merchants
  • Get discounts and low rates at hotels and resorts, plus a $75 hotel credit when you book through Gold Hotel Collection
  • $0 introductory annual fee for the first year, then $125
  • Terms and Restrictions Apply
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
N/A N/A Excellent Introductory annual fee of $0 for the first year, then $125

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express Apply Now
  • Earn 100 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
  • Earn Cash Back: 3% at US supermarkets, up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Simple and Straightforward: With the Blue Cash Everyday Card, you can start earning cash back. No rotating reward categories. No enrollment required.
  • No annual fee, 0% intro APR on purchases for 12 months. After that, your APR will be a variable rate, currently 12.99%-21.99% with flexibility to pay over time.
  • Terms and Restrictions Apply.
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% on purchases for 12 months 12.99% - 21.99% Variable Excellent $0

Miles by Discover® Card

Miles by Discover® Card Apply Now
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 19.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 19.99%* 10.99% - 19.99% (V)* $0

Discover® More Card

Discover® More Card Apply Now
  • 0% intro APR on purchases and balance transfers for 14 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • Earn 5% Cashback Bonus on up to $1,500 in purchases at Department Stores and everywhere you shop online through December, as well as in categories that change throughout the year like gas, restaurants, and department stores up to the quarterly maximum. It's free and easy to sign up.*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability. You're never responsible for unauthorized charges on your Discover card account, plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% introductory APR on purchases and balance transfers for 14 months 10.99% - 20.99% (V)* $0

Discover® Open Road Card

Discover® Open Road Card Apply Now
  • 0% intro APR on purchases and balance transfers for 14 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 2% automatically at gas stations and restaurants all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% APR on Purchases and Balance Transfers 10.99% - 20.99% (V)* $0

Discover® Motiva Card

Discover® Motiva Card Apply Now
  • Earn Cashback Bonus for your good credit management
  • 0% intro APR on purchases and balance transfers for 14 months, then the variable purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability. You're never responsible for unauthorized charges on your Discover card account, plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% intro APR on purchases and balance transfers for 14 months, then the variable purchase APR of 10.99% - 20.99%* 10.99% - 20.99% (V)* There is no annual fee for this card

The Platinum Card® from American Express

The Platinum Card® from American Express Apply Now
  • Earn 25K Membership Rewards® points after you spend $2,000 during your first three months of Card membership
  • Premium travel benefits: access over 600 lounges worldwide when you enroll in Priority Pass™ Select, no foreign transaction fees
  • Receive up to $200 annually in a statement credit with the airline of your choice to use towards baggage fees, flight-change fees, in-flight food and beverage purchases and more
  • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
  • Entertainment benefits: get Advance Tickets before the public and access once in a lifetime events with By Invitation Only®
  • Terms and restrictions apply
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
N/A N/A Excellent $450

TrueEarnings® Card from Costco and American Express

TrueEarnings® Card from Costco and American Express Apply Now
  • 3% Cash back at US gas stations and on gasoline at Costco up to $4,000 per year in purchases, then 1%
  • 2% cash back at US restaurants; 2% cash back on eligible travel purchases, including at Costco; 1% cash back on other purchases, including at Costco
  • Terms and limitations apply; You will receive your cash back annually in the form of a reward coupon
  • The Two-In-One Card: it's an American Express® Card and Costco membership card, with no annual fee for Costco members
  • Cardmembership offers access to benefits such as Global Assist and Purchase Protection* *Underwritten by AMEX Assurance Company
  • Terms and restrictions apply.
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% on purchases for 6 months 15.24% variable Excellent No Annual Fee with your paid Costco Membership