Find the Best Rewards Credit Card Offer

Rewards credit cards are designed to reward users with lots of perks like cash back bonuses, hotel, restaurant and resort discounts, frequent flyer miles, and special shopping discounts each time they use the card to make a purchase. Using a reward credit card for all of your purchases can help you earn even more bonuses at the end of the year, and even get more cash back.

For those who regularly use credit cards for business or personal expenses, using a rewards card program is a sensible choice. When choosing a rewards card program, be sure to compare the different choices available. You would not want to choose a program that because it has great cash back bonuses, but charges high fees, or has an interest rate that is too high.

When you pay off your balance each month, with most rewards cards, you'll be able to earn bonus points for the purchases that you have made. Cash back incentives pay the card holder a percentage of the qualifying purchases that they have made. This rate varies among different credit card issuers, so compare the various offers available.

Online Applications for Rewards Credit Cards

These online credit card applications keep your personal data safe by utilizing SSL technology.

Starwood Preferred Guest® Credit Card from American Express

  • Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel
  • Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 seconds
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
2.9% APR for 6 Months 15.24% Very Good $45

American DreamCard™ Platinum MasterCard®

  • Over $1.1 Million Awarded to Date!
  • Large Monthly Cash Jackpots!
  • Earn Entries From Everyday Shopping!
  • Get 1,000 Entries Just for Applying!
  • A New Cash Winner Every Month
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 14.99% or 21.99% V Very Good $0

Platinum Delta SkyMiles® Credit Card from American Express

  • Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
  • Earn one companion Coach Class ticket each year upon renewal
  • Earn at least 1 mile for every eligible dollar spent
  • Miles never expire and there is no cap on the miles you can earn
  • Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
  • Express Approval. Get a decision in less than 60 seconds
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
9.99% APR During the First 12 Months of Cardmembership on Balance Transfers. 14.50% Very Good $150

Blue Cash® from American Express

  • Earn Up to 5% Cash Back on Everyday Purchases - Even Gas!
  • No Annual Fee
  • 0% APR for Up to 6 Months on Purchases
  • Express Approval. Get a Decision in Less Than 60 Seconds.
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% APR for up to 6 Months As low as 17.24%* Any $0

Blue from American Express®

  • 0% Intro APR for 6 Months on Purchases
  • No Annual Fee
  • Earn Points That Can be Redeemed for Gift Cards, Travel, Merchandise, and Unique Entertainment Experiences
  • Membership Rewards Express® Program
  • Express Approval. Get a Decision in Less Than 60 Seconds.
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 6 Months As low as 15.24%* Any $0

IberiaBank Visa® Gold Cash Back Rewards Card

  • Earn 1% in Cash Back Credits on All Qualifying Purchases
  • No limit on Cash Back; No Expiration Date on Eligibility for Accounts in Good Standing
  • Travel Accident Coverage up to $500,000
  • No Annual Membership Fee
  • Low Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
  • 25 Day Grace Period
  • Online Access to Credit Card Account Information
  • Purchase and Cash Advance APR May Vary Depending on Your Creditworthiness and Other Factors
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
1.99% APR for 6 Months 8.25%-14.25%* Good $0

Chase Freedom℠

  • 3% Bonus Cash Back Offers in Popular, Rotating Categories Like Gas, Home Improvement and Department Stores
  • Full 1% Cash Back on Everything Else - No Spending Tiers or Caps on How Much You Can Earn
  • Up to an Additional 20% Cash Back at Select Merchants When You Shop Online Through Chase
  • 0% Intro APR and No Annual Fee
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% APR for up to 6 Months on Purchases* 12.99%, 17.99%, or 22.99% Any $0

Zync(SM) from American Express

  • Enjoy a Low Annual Fee of Just $25 for Basic Card
  • Pay No Interest - That's Because You Pay in Full Each Month
  • Choose the Lifestyle Packs You Want to Customize Your Card with the Benefits You Use Most
  • Protect Eligible Purchases With Purchase Protection and Extended Warranty
  • Earn Membership Rewards(R) Points With Every Eligible Purchase - Redeem Points for Travel, Shopping, and Great Entertainment Rewards
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available No APR Any $25

Blue Sky from American Express®

  • 0% Intro APR for Up to 6 Months on Purchases
  • Earn 1 Point for Every Dollar You Spend
  • Points Good on Any Airline, Hotel, Car Rental, and More
  • No Blackout Dates or Travel Restrictions
  • Express Approval. Get a Decision in Less Than 60 Seconds
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 6 Months As low as 17.24% Any $0

IberiaBank Visa® Platinum Rewards Card

  • Earn 1 Bonus Point For Every $1 In Qualifying Net Retail Purchases
  • Turn Your Points Into Hotel, Gift, or Experience Rewards
  • Travel Accident Coverage Up to $1,000,000
  • No Annual Membership Fee
  • Low Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
  • 25 Day Grace Period
  • Online Access to Credit Card Account Information
  • Purchase and Cash Advance APR May Vary Depending on Your Creditworthiness and Other Factors
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
1.99% APR for 6 Months 8.25%-14.25%* Very Good $0

Discover® Open Road(SM) Card

  • Double Cashback Bonus at any gas station and any restaurant
  • 5% to 20% Cashback Bonus at top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus at top retailers through our online shopping mall
  • Redeem for Partner gift cards, merchandise, Discover (R) gift cards, credit to your Discover card account or an electronic deposit to your bank account
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners
  • *View Discover® Card Rates, Fees, Rewards, and Other Important Information
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* 11.99% Very Good $0

Delta Reserve Credit Card

  • Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
  • Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
  • Built-in Miles Boost(SM) - earn up to 30,000 MQMs and 30,000 bonus miles
  • Complimentary Crown Room Club(R) access for you and two guests
  • Access to American Express(R) Concierge Services
  • Pay with Miles - pay for all or part of any Delta flight with your miles
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
9.99% APR During the First 12 Months of Cardmembership on Balance Transfers. 14.50% Any $450

Discover® More® Card - Shamrock

  • 0% APR on Purchases for a FULL 9 months
  • 0% APR on Balance Transfers for a FULL 12 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
  • Instant Response within 60 seconds
  • No Annual Fee
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR as low as 12.99% Very Good $0

Discover® More® Card - Monogram

  • 0% APR on Balance Transfer for a FULL 12 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
  • Instant Response within 60 seconds
  • No Annual Fee
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR as low as 12.99% Very Good $0

Discover® More® Card - $50 Cashback Bonus®

  • 0% APR on Balance Transfers for a FULL 12 months
  • 0% APR on Purchases for a FULL 6 months
  • Get $50 Cashback Bonus after your first $599 in purchases
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
  • Instant Response within 60 seconds
  • No Annual Fee
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR as low as 12.99% Very Good $0

Chase Sapphire℠

  • Earn $100 in Rewards - that's 10,000 bonus points after your first purchase!
  • Redeem Points for Travel, Gift Cards, Merchandise, Cash Back and More
  • 2X Points Earned on Airfare Booked through Ultimate Rewards & 1 point for Every Dollar Spent on All Other Purchases
  • Points Never Expire and There Are No Limits on How Many Points You Can Earn
  • 24/7 Dedicated Service Advisor (No Voice Recording)
  • Premier Travel Protection Benefits
  • All of this for No Annual Fee!
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 12.24% Any $0

Citi Forward® Card

  • The Credit Card That Rewards You for Your Good Behavior
  • Up to a 2% Purchase APR Reduction When You Make a Purchase, Stay Under Your Credit Line and Pay on Time 3 Billing Periods in a Row.
  • 6,000 Bonus Points After $250 in Purchases are Made Within 3 Months of Account Opening.
  • 2,500 Bonus Points When You Sign Up for Paperless Statements Within 3 Months of Account Opening.
  • 5 Reward Points for Every $1 You Spend on Dining, Books, Movies and Music. 1 Reward Point for Every $1 You Spend on Other Purchases.
  • 0% APR for 7 Months on Purchases and Balance Transfers.
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 7 Months 14.24% Variable Any $0

TrueEarnings® Card from Costco and American Express

  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 6 Months 15.24% Any $0

CAA Quebec MasterCard®

  • No Annual Fee
  • Low 3.99% Introductory Interest Rate for 6 Months on Cheque Cash Advances and Balance Transfers
  • Online Access to Your Credit Card Account
  • Unparalleled 24-Hour Customer Service
  • International Acceptance at Millions of Locations
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
Please refer to online application legal disclosures. 14.99%* Any $0

Visa Black Card

  • Enjoy the personalized assistance of a 24-hour Concierge Service catering to entertainment, travel, business, shopping and lifestyle needs.
  • Receive 1% cash back on all purchases with Black Card's Exclusive Rewards Program.
  • Redeem points at a higher rate for flights on any airline at any time. No blackout dates or advance purchase requirements.
  • Cardmembers receive luxury gifts from some of the world's top brands.
  • Complimentary membership which provides access to over 600 lounges in more than 100 countries.
  • Membership is limited to ensure the highest caliber of personal service is provided to each Cardmember.
  • Cardmembers are eligible for benefits including Worldwide Travel Insurance, Baggage Delay Insurance, Trip Interruption Insurance, Warranty Manager Service and Purchase Security.
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 6 Billing Cycles 13.24% $495