Find the Best Low Interest Credit Card Offer

For customers who tend to carry a balance from month to month on their credit cards, but have good credit, a low interest credit card might be the best choice. When the interest rate on the card is low, and you carry a balance on your account, you pay less in interest.

When shopping for a low interest rate credit card be sure to compare all of the features and options for a particular card because it does not make sense to get a card because of the low interest rate, but then you end up paying high annual fees. Also, be mindful of credit card offers that have a very low introductory APR, but then after a period of time, which varies between six and 18 months or more, switch to a higher fixed interest rate.

Doing your homework carefully can pay off in the long run when you can find a card with an ongoing low fixed interest rate that does not also have high annual fees. If you have good credit, a low interest credit card can help you save money.

Online Applications for Low Interest Credit Cards

These online credit card applications keep your personal data safe by utilizing SSL technology.

IberiaBank Visa® Classic Card

IberiaBank Visa® Classic Card Apply Now
  • No Annual Membership Fee
  • Low Introductory APR on Balance Transfers for the First 6 Billing Cycles
  • 25 Day Grace Period
  • Online Access to Credit Card Account Information
  • Purchase and Cash Advance APR May Vary Depending on Your Creditworthiness and Other Factors
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
1.99% APR for 6 Months 7.25% - 13.25%* Any $0

IberiaBank Visa® Gold Cash Back Rewards Card

IberiaBank Visa® Gold Cash Back Rewards Card Apply Now
  • Earn 1% in Cash Back Credits on All Qualifying Purchases
  • No limit on Cash Back; No Expiration Date on Eligibility for Accounts in Good Standing
  • Travel Accident Coverage up to $500,000
  • No Annual Membership Fee
  • Low Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
  • 25 Day Grace Period
  • Online Access to Credit Card Account Information
  • Purchase and Cash Advance APR May Vary Depending on Your Creditworthiness and Other Factors
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
1.99% APR for 6 Months 8.25%-14.25%* Good $0

IberiaBank Visa® Select Card

IberiaBank Visa® Select Card Apply Now
  • Introductory Fixed Rate on Purchases and Balance Transfers of 7.50% APR for the First 12 Billing Cycles
  • Low Ongoing Variable Rate APR after introductory period
  • No Transaction Fee for Balance Transfers
  • 25 Day Grace Period
  • Online Access to Credit Card Account Information
  • Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors.
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
7.50% APR for 12 Months 7.50% Any $45

IberiaBank Visa® Platinum Rewards Card

IberiaBank Visa® Platinum Rewards Card Apply Now
  • Earn 1 Bonus Point For Every $1 In Qualifying Net Retail Purchases
  • Turn Your Points Into Hotel, Gift, or Experience Rewards
  • Travel Accident Coverage Up to $1,000,000
  • No Annual Membership Fee
  • Low Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
  • 25 Day Grace Period
  • Online Access to Credit Card Account Information
  • Purchase and Cash Advance APR May Vary Depending on Your Creditworthiness and Other Factors
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
1.99% APR for 6 Months 8.25%-14.25%* Very Good $0