Find the Best Discover Credit Card Offer

Discover Financial Services is a part of the Morgan Stanley group. They have a complete line of cards including the Discover Card Classic, the Discover Gold Card, the Discover Platinum Card, the Miles Card and several other affinity cards. Discover was one of the pioneers of the cash back rewards programs for credit card issuers.

Customers can manage their Discover card accounts online. There are no annual fees and zero fraud liability. Discover cards have a low introductory APR, and cash back bonuses that do not expire.

Discover has put together a special credit card program for college students who are just starting to establish their credit that still allows them to earn cash back bonuses, and travel rewards even while they learn to manage their credit and build their credit history.

Business owners will enjoy the special services that Discover card offers in their Discover Business card. Cash back bonuses on business purchases and travel, gas with special discounts at participating retailers. Other features business owners will appreciate is Discover's fee free purchase checks, and the ability to customize employee cards to streamline recordkeeping with quarterly and annual statements.

Online Applications for Discover Credit Cards

These online credit card applications keep your personal data safe by utilizing SSL technology.

Discover it®

  • The new Discover it card is out to change the way people think about credit cards.
  • Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
  • Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% on purchases and balance transfers for 14 months 10.99% - 22.99% (V)* $0

Discover it®

  • The new Discover it card is out to change the way people think about credit cards.
  • Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
  • Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% on purchases for 6 months and 0% on balance transfers for 18 months 10.99% - 22.99% (V)* $0

Discover it® for Students

  • The new Discover it card is out to change the way people think about credit cards.
  • Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
  • Generous...5% cash back in categories that change throughout the year up to $1,500 in purchases with free and easy sign-up each time. And 1% cash back on all other purchases.*
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible...Choose your own due date and pay up to midnight ET online or by phone.
  • Human...talk to a real person any time with 100% U.S.-based service.
  • Safe...Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • 0% Intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 12.99% - 18.99%. *Click apply for Terms & Conditions.
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% on purchases for 6 months and See Terms on balance transfers 12.99%-18.99% V $0

Discover it® for Students with $20 Cashback Bonus

  • The new Discover it card is out to change the way people think about credit cards.
  • Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
  • Generous…5% cash back in categories that change throughout the year on up to $1,500 in purchases with free and easy sign-up each time. And 1% cash back on all other purchases.*
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most out of your rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • Experience our cash rewards with $20 Cashback Bonus® when you make your first purchase within 3 months of approval.* Standard variable purchase APR*- 12.99% - 18.99%.
  • *Click apply for Terms & Conditions.
  • Apply online now
Intro APR Regular APR Credit Needed Annual Fee
See Terms on balance transfers 12.99%- 18.99% V Any $0

Discover® Student Open Road Card

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • 2% Cashback Bonus®* at gas stations and restaurants.
  • Every single purchase automatically gets Cashback Bonus®
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Sign up to receive text and email alerts
  • *Click apply to view rates, fees, rewards, limitations and other important information
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 9 Months* 12.99%- 18.99% V $0

Discover® Student More Card - Tropical Beach

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • 5% Cashback Bonus® in categories that change throughout the year like gas, groceries, restaurants, department stores and more. Signing up is free and easy each time. And you'll earn 5% on up to the quarterly maximum*
  • Every single purchase automatically gets Cashback Bonus®
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Sign up to receive text and email alerts
  • *Click apply to view rates, fees, rewards, limitations and other important information
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 9 Months* 12.99%- 18.99% V $0

Discover® Student More Card

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • 5% Cashback Bonus® in categories that change throughout the year like gas, groceries, restaurants, department stores and more. Signing up is free and easy each time. And you'll earn 5% on up to the quarterly maximum*
  • Every single purchase automatically gets Cashback Bonus®
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Sign up to receive text and email alerts
  • *Click apply to view rates, fees, rewards, limitations and other important information
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 9 Months* 12.99%- 18.99 V $0

Discover® Student More Card - Clear

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • 5% Cashback Bonus® in categories that change throughout the year like gas, groceries, restaurants, department stores and more. Signing up is free and easy each time. And you'll earn 5% on up to the quarterly maximum*
  • Every single purchase automatically gets Cashback Bonus®
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Sign up to receive text and email alerts
  • *Click apply to view rates, fees, rewards, limitations and other important information
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 9 Months* 12.99%- 18.99 V $0

Miles by Discover® Card

  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 19.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 19.99%* 10.99% - 19.99% (V)* $0

Discover® Student More Card - Monogram Collection

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • 5% Cashback Bonus® in categories that change throughout the year like gas, groceries, restaurants, department stores and more. Signing up is free and easy each time. And you'll earn 5% on up to the quarterly maximum*
  • Every single purchase automatically gets Cashback Bonus®
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Sign up to receive text and email alerts
  • *Click apply to view rates, fees, rewards, limitations and other important information
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% introductory APR on purchases for 9 Months 12.99%- 18.99 V $0

Discover® More Card

  • 0% intro APR on purchases and balance transfers for 14 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • Earn 5% Cashback Bonus on up to $1,500 in purchases at Department Stores and everywhere you shop online through December, as well as in categories that change throughout the year like gas, restaurants, and department stores up to the quarterly maximum. It's free and easy to sign up.*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability. You're never responsible for unauthorized charges on your Discover card account, plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% introductory APR on purchases and balance transfers for 14 months 10.99% - 20.99% (V)* $0

Discover® Open Road Card

  • 0% intro APR on purchases and balance transfers for 14 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 2% automatically at gas stations and restaurants all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% APR on Purchases and Balance Transfers 10.99% - 20.99% (V)* $0

Discover® Motiva Card

  • Earn Cashback Bonus for your good credit management
  • 0% intro APR on purchases and balance transfers for 14 months, then the variable purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability. You're never responsible for unauthorized charges on your Discover card account, plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% intro APR on purchases and balance transfers for 14 months, then the variable purchase APR of 10.99% - 20.99%* 10.99% - 20.99% (V)* There is no annual fee for this card

Escape by Discover® Card

  • Double Miles on every $1 you spend
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 19.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Flexible redemption options like travel credits, merchandise, gift cards or cash
  • Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • *Click apply to view rates, fees, rewards, limitations and other important information
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 6 Months* 10.99% - 19.99% (V)* The annual fee for this card is $60

Discover® Student More Card - Mix Tape

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • 5% Cashback Bonus® in categories that change throughout the year like gas, groceries, restaurants, department stores and more. Signing up is free and easy each time. And you'll earn 5% on up to the quarterly maximum*
  • Every single purchase automatically gets Cashback Bonus®
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Sign up to receive text and email alerts
  • *Click apply to view rates, fees, rewards, limitations and other important information
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% APR on Purchases for 9 months 12.99%- 18.99 V None*

Discover® Student Card Promo

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 9 Months* 13.99%- 20.99% V $0

Discover® More Card - 18 Month Promotional Balance Transfer

  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • Earn 5% Cashback Bonus on up to $1,500 in purchases at Department Stores and everywhere you shop online through December, as well as in categories that change throughout the year like gas, restaurants, and department stores up to the quarterly maximum. It's free and easy to sign up.*
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability, you're never responsible for unauthorized charges on your Discover card account, plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% APR on Purchases for 6 months and 0% APR on Balance Transfers for 18 months. 10.99% - 20.99% (V)* $0

Discover® Student More Card - $20 Cashback Bonus

  • Experience Discover's great rewards program. Earn $20 Cashback Bonus®* when you make your 1st purchase within 3 months of approval
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • 5% Cashback Bonus® in categories that change throughout the year like gas, groceries, restaurants, department stores and more. Signing up is free and easy each time. And you'll earn 5% on up to the quarterly maximum*
  • Every single purchase automatically gets Cashback Bonus®
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Sign up to receive text and email alerts
  • *Click apply to view rates, fees, rewards, limitations and other important information
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% introductory APR for 6 months on purchases 12.99%- 18.99% V No Annual fee

Discover it®

  • 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • 5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy signup.
  • Unlimited 1% cash back on all other purchases.*
  • *Click apply for Terms & Conditions.
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% on purchases and balance transfers for 14 months 10.99% - 20.99% (V)* $0

Discover it®

  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • 5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy signup.
  • Unlimited 1% cash back on all other purchases.*
  • *Click apply for Terms & Conditions.
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% on purchases for 6 months and 0% on balance transfers for 18 months 10.99% - 20.99% (V)* $0