Find the Best Cash Back Credit Card Offer
Cash back credit cards are cards that offer rewards or incentives to customers to use the cards. These programs essentially give customers a discount on their purchases through rebates, cash back points or frequent flyer miles, dining reward points, rebates for certain brand names, and travel gas rewards among others. Some of the programs include an insurance plan for rental cars. There are rewards programs that help you save for your child's college education. These are usually reserved for customers with good credit scores.
There are a wide variety of reward programs, so choose the ones that best suit your needs when you are comparing the different credit card offers. The prospect of being able to have a credit card with such lucrative rewards is good incentive for customers to maintain a good credit score.
When you use your cash back credit card to make purchases, dine at restaurants, or pay for travel expenses, you are earning reward points, miles or cash rewards which will be paid to you at the end of the year.
Online Applications for Cash Back Credit Cards
These online credit card applications keep your personal data safe by utilizing SSL technology.
Discover® More(SM) Card
- 5% to 20% Cashback Bonus at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards and Other Important Information
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | 10.99% Fixed | Very Good | $0 |
Total Merrill(SM) Cash Back Visa® Card
- 1% Cash Back on Virtually All Purchases
- No Annual Fee
- No Annual Fee and a Low Competitive 9.99% Annual Percentage Rate (APR)
- Low 9.99% APR for Retail Purchases†
- Credit Line may be as High as $250,000
- Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 1.9% | 9.99% Fixed | Any | $0 |
Citi CashReturns(SM) MasterCard®
- Earn a Full 1% Cash Back on Every Purchase
- Get a 20% Bonus on the Cash Back Earned on All Purchases for the First 12 Months
- Checks Will Be Sent Automatically Every Time You Earn $50 - No Calling Necessary
- 0% APR* on Balance Transfers for up to 12 Months
- No Annual Fee
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | As low as 9.99% | Any | $0 |
TrueEarnings® Card from Costco and American Express
- Earn 3% Cash Back for Gasoline, 3% for Restaurants, 2% for Travel, 1% Everywhere Else Including Costco
- No Annual Fee with Your Paid Costco Membership
- The TrueEarnings Card Serves as Both Your American Express Credit Card and Your Costco Membership Card
- The Flexibility to Pay Charges Over Time
- No Limit on the Cash Back Earned
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | 15.24% Variable | Any | $0 |
Discover® More(SM) Card- American Flag
- 5% to 20% Cashback Bonus at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards and Other Important Information
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | 10.99% Fixed | Very Good | $0 |
Chase Freedom(SM) Credit Card
- Receive $50 after You Make Your First Purchase
- 3% Cash Back in Your Top 3 Everyday Spending Categories
- 1% Cash Back for Every $1 You Spend on All Other Purchases
- Receive an Extra $50 Each Time You Save and Redeem $200 in Rewards
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| N/A | 14.99% Variable | Excellent | $0 |
Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card
- *Earn 1% Cash Back on All Purchases with No Limit to How Much You Can Earn and No Fees to Redeem Your Cash Back Credit
- *No Annual Fee
- *100% Fraud Protection
- *Free Online Account Management
- *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | 9.99% / 15.99% Fixed | Very Good | $0 |
Capital One® No Hassle Cash(SM) Rewards - Excellent Credit
- For Customers With Excellent Credit
- 1% Cash Back on all Purchases You Make from Day One
- No Limit on Cash Back and Rewards Won't Expire for the Life of Your Account
- 14.9% APR on Purchases and Balance Transfers
- Request Your Cash Back Rewards Whenever You Want
- *See Capital One® Important Disclosures for More Information
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| N/A | 14.90% | Very Good | $0 |
Discover® More(SM) Card - Sealife Collection
- 5% to 20% Cashback Bonus at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards and Other Important Information
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | 10.99% Fixed | Very Good | $0 |
Chase Free Cash Rewards(SM) Visa® Card
- Earn 1 Point for Every Dollar in Purchases
- 1,000 Bonus Points with Your First Purchase
- Intro 0% Fixed APR for Up To 12 Months
- No Annual Fee
- Get Your Rewards with as Few as 2,500 Points
- Choose from Either a $25 Check or a $25 Gift Card/Certificate for Every 2,500 Points Earned
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | 10.99% Variable | Very Good | $0 |
Financial Rewards® Visa® Platinum Plus®
- 0% Fixed Intro APR on Balance Transfers
- No Annual Fee
- Get Cash Back on Purchases - as Much as $600 Per Year
- Receive 5 Bonus Points with Your Very First Purchase - 1 Point Equals $1 in Rebates
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | APR Varies* Variable | Very Good | $0 |
Citi® Dividend Platinum Select® Card
- Earn 5% Cash Back at Gas Stations, Supermarkets and Drug Stores, Convenience Stores, and Utilities including Cable for 6 Months and 2% thereafter
- Earn 1% Cash Back on All Other Purchases
- 0% APR* on Balance Transfers for up to 12 Months
- No Annual Fee
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | As low as 10.99% | Very Good | $0 |
IberiaBank Visa® Gold Cash Back Rewards Card
- 1% Cash Back on Everything You Buy From Day One
- No limit on Cash Back; No Expiration for the Life of Your Account
- 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles
- No Minimum to Redeem for Cash
- No Annual Membership Fee
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | 6.24% Variable | Good | $0 |
Blue Cash® from American Express®
- "Best Cash-Rebate Card" by Kiplinger's Personal Finance*
- Up To 5% Cash Back with Unlimited Cash Rewards
- Earn Unlimited Cash Back
- 0% Intro APR for 6 Months on Purchases
- Low Balance Transfer Rate - 4.99% Fixed APR for the Life of the Balance
- No Annual Fee
- Express Approval. Get a Decision in Less than 60 Seconds
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | 10.24% Variable | Any | $0 |
Discover® More(SM) Card - Wildlife Collection
- 5% to 20% Cashback Bonus at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards and Other Important Information
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | 10.99% Fixed | Very Good | $0 |
One from American Express®
- No Pre-Set Spending Limit
- Get $50 after Your First Purchase
- Earn a Competitive Annual Percentage Yield (APY), Currently 2.75% (Variable Rate As of 4/15/2008)
- Never Pay Interest on New Purchases
- The Savings Accelerator(SM) Plan Contributes 1% of Eligible Purchases into an FDIC-Insured High-Yield Savings Account in Your Name
- No Annual Fee The First Year - A $35 Savings
- Express Approval. Get a Decision in less than 60 Seconds
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| N/A | 11.24% Variable | Any | $35 |
Capital One® No Hassle Cash(SM) Rewards - Above Average Credit
- For Customers with Above Average Credit
- 1% Cash Back on all Purchases
- No Limit on Cash back and Rewards Won't Expire for the Life of Your Account
- 16.9% APR on Purchases and Balance Transfers
- Request Your Cash Back Rewards Whenever You Want
- No Annual Fee and no Balance Transfer Fees
- *See Capital One® Important Disclosures for More Information
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| N/A | 16.90% | Very Good | $0 |
Efectiva® Platinum Plus® Visa®
- No Annual Fee
- Customer Communications are Sent in Spanish and English
- Up To $600 Cash Back Per Year
- Optional Mini Card
- Discounts on Auto Rentals
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | APR Varies* Variable | Very Good | $0 |
Bucksback(SM) Platinum Edition® Visa® Card
- Introductory 0% APR* Purchases for the First 12 Billing Cycles After Your Account is Opened
- $10 Reward Check* Upon Account Approval
- $10 Reward Check When You Make Your First Purchase With Your BucksBack(SM) Visa Card
- Earn Additional $25 Reward Check or Rebate Credit to Your Account* for Every $2,500 in Purchases on the Card
- Online Access to View Transactions, Pay Your Bill, View up to 7 Years of Prior Statements and More!
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | APR Varies* Variable | Very Good | $0 |
Discover® More(SM) Card - Monogram
- Earn More Cash in More Ways Than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards With More than 80 Cashback Bonus Partners*
- 0% Intro APR*
- Choose Your Personalized Design
- *View Discover® Card Rates, Fees, Rewards and Other Important Information
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | 10.99% Fixed | Very Good | $0 |
Discover® More(SM) Card - Clear
- 5% to 20% Cashback Bonus at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards and Other Important Information
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | 10.99% Fixed | Very Good | $0 |
Clear from American Express
- No Fees of Any Kind. No Annual Fee, No Late Fees, No Over-Limit Fees, No Balance Transfer Fees, No Cash Advance Fees
- Automatic Rewards. You'll Get an American Express Branded Shopping Card Worth $25 Delivered Straight to Your Door Every Time You Spend $2,500
- Flexible Payment Terms. You Can Pay in Full, or Carry a Balance. The Choice is Yours
- No Annual Fee and 0% Intro APR for Up to 12 Months
- World Class Cardmember Benefits Including Purchase Protection Plan, Buyers Assurance Plan, and Return Protection
- Express Approval. Get a Decision in Less than 60 Seconds
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | 11.24% Variable | Any | $0 |
Capital One® No Hassle Cash(SM) Rewards
- 25% Annual Bonus on the Cash You Earn
- 1% Cash Back on Every Purchase
- 0% APR on Purchases Until October 2008. After that, Variable APR, Currently 14.9%
- No Limit on Cash Back and Rewards Won't Expire for the Life of Your Account
- Redeem Cash Whenever You Like
- $29 Annual Fee
- *See Capital One® Important Disclosures for More Information
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | 14.9% Variable | Very Good | $29 |
Money Return® Visa® Platinum Plus®
- 0% Intro Annual Percentage Rate (APR) on Purchases and Balance Transfers for the First 6 Billing Cycles
- Online Banking Service
- Total Security Protection®
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | APR Varies* Variable | Very Good | $19 |
Discover® Motiva(SM) Card
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
- Free Payment by Phone or Online-Even on Your Payment Due Date
- Choose a Payment due Date That Meets Your Needs
- No Annual Fee
- Online Account Access
- Online Bill Payment
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 3.9% | 10.99% Variable | Any | $0 |