Find the Best Business Credit Card Offer
For any size business, business credit cards have many benefits for making business purchases and making travel arrangements. Some cards offer cash back incentives on purchases such as gas, and office supplies. Other offers include the ability to earn bonus frequent flyer miles.
One of the biggest benefits of using a business credit card is the ability to track purchases and keep accurate records. Using a business card also keeps your personal credit history separated from your business credit. Business owners who have employees can authorize them to use a company card, which facilitates the tracking of employee expenditures.
Businesses that make purchases from foreign companies should also be aware of the fees that credit card companies can charge for making foreign exchanges.
When shopping for a business credit card, compare the different offers, incentives and travel rewards that vary widely. Some cards offer additional perks such as imprinting your company's name on the credit card, no pre-set spending limits, and online account management.
Using a business credit card can help you run your business, track purchases and keep records more efficiently.
Online Applications for Business Credit Cards
These online credit card applications keep your personal data safe by utilizing SSL technology.
The Business Platinum Card® from American Express OPEN
- Limited Time Offer: Get 25,000 Membership Rewards® points after you spend $5,000 in the first three months of Card membership
- Enroll and select a qualifying airline to receive up to $200 annually in statement credits for incidental fees, such as checked bags and in-flight refreshments, charged by the airline
- 20% Travel Bonus when using Membership Rewards® Pay with Points
- Take advantage of 40 premium benefits to help power your business
- Complimentary access to 600+ participating airport lounges through Priority Pass™ Select
- Business Platinum Concierge is like your own assistant, ready to help you with just about anything personal or professional, 24 hours a day
- Purchasing power that can adjust as your business evolves
- Terms & Restrictions Apply*
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| N/A |
N/A |
Excellent |
$450 |
Gold Delta SkyMiles® Business Credit Card from American Express
- Get 30,000 bonus miles after you spend $500 in purchases on the Card within your first 3 months of Cardmembership
- You can check your first bag for free and save up to $50 on a round-trip Delta flight
- 2x miles for each dollar spent on qualifying Delta purchases and 1x mile for each dollar spent on other eligible purchases
- Priority Boarding and 20% In-Flight Savings in the form of a statement credit on eligible purchases
- $0 introductory annual fee for the first year, then $95
- Terms & Restrictions Apply
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| None |
15.24% - 19.24% Variable |
Excellent |
$0 introductory annual fee for the first year, then $95 |
Business Green Rewards Card from American Express OPEN
- Receive 5,000 bonus points on your first purchase
- No pre-set spending limit* or finance charges
- Earn one Membership Rewards® point for every dollar you spend
- Redeem points toward top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
- $0 introductory annual fee for the first year, then $95
- Terms & Restrictions Apply.
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| N/A |
N/A |
Excellent |
$0 introductory annual fee for the first year, then $95 |
CitiBusiness® / AAdvantage® World MasterCard®
- Designed for businesses with an established credit history
- Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases in the first 3 months of cardmembership*
- First eligible checked bag free for you and up to 4 traveling companions*
- Priority Boarding with Group 1 privileges*
- Earn 2 AAdvantage® miles for every $1 you spend on eligible American Airlines purchases and on purchases at certain office supply, telecommunications and car rental merchants*
- 25% Savings on eligible in-flight purchases
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| N/A* |
15.24%* (Variable) |
|
$95, waived for the first 12 months* |
CitiBusiness ThankYouSM Card
- Designed for businesses with an established credit history
- Earn 15,000 bonus ThankYou® points after you make $3000 in purchases within 3 months of cardmembership - enough for $150 in gift cards
- 0% intro APR on Purchases for 6 months. After that, 13.24% variable
- Earn 3 ThankYou® points for every dollar you spend on eligible purchases in rotating business categories
- Redeem points on things for your business or for yourself like business supplies, merchandise, gift cards, travel or even cash
- No limit to the amount of points you can earn on purchases and points don't expire
- No Annual Fee*
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0%* on purchases for 6 months* |
13.24%* (Variable) |
|
N/A |
Starwood Preferred Guest® Business Credit Card from American Express
- Starpoints® bonus: Earn up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership
- Redeem Starpoints® at over 1,100 hotels and resorts in nearly 100 countries and for flights on more than 350 airlines with SPG Flights – all with no blackout dates
- Earn up to 5 Starpoints® for each dollar of eligible purchases charged directly with hotels and resorts participating in the Starwood Preferred Guest® program
- Earn 1 Starpoint® for each dollar of eligible purchases
- $0 introductory annual fee for the first year, then $65
- Terms and limitations apply
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| N/A |
15.24% - 19.24% Variable |
Excellent |
$0 introductory annual fee for the first year, then $65 |
The Business Gold Rewards Card® from American Express OPEN
- Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card in the first 3 months of Card membership†.
- Earn points even faster to get more rewards for your business.
- 3X points on airfare purchased from airlines. 2X points at US gas stations.
- Up to $100,000 in each category per year, then 1 point.
- Terms and limitations apply.
- Reduce travel costs, show appreciation for employees and clients, and offset everyday expenses by using points to get something back and grow your business.
- $0 introductory annual fee for the first year, then $175.
- †Apply online to qualify for this offer. See offer terms for details.
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| N/A |
N/A |
Excellent |
$0 introductory annual fee for the first year, then $175 |
SimplyCash® Business Card from American Express
- With no annual membership fee, it's a smart choice for your business
- Automatic cash back - cash back is earned on eligible purchases and automatically credited to your statement
- 5% at U.S. office supply stores & on wireless telephone services purchased directly from U.S. service providers
- 3% at U.S. gas stations
- 1% on other purchases
- Up to $12,000 in purchases in each 5% and 3% category per rebate year, then 1%.
- Terms and limitations apply
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% on Purchases for 6, 9, or 12 months on purchases for 6-12 months |
12.24% - 19.24% Variable |
Excellent |
N/A |
Applied Bank® Visa® Business Card
- Bad Credit? No Problem! Easy Approval.
- Complete Your Application in Just 60 Seconds!
- Turn Your Hobby or Interest into a Business
- Separate Your Business Expenses for Tax Purposes
- Perfect for Sole Proprietors and Entrepreneurs
- No Security Deposit Required!
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| N/A |
23.99% (Fixed) |
|
See Terms |
Capital One® SparkSM Miles for Business
- Earn 2 miles per dollar on every purchase, every day
- Get 10,000 bonus miles - just spend $1,000 on purchases within the first 3 months
- Receive 5,000 bonus miles by signing up for one or more employee cards
- Enjoy exclusive, award-winning customer service
- $0 intro annual fee for the first year; $59 after that
- There's no limit to the amount of miles you can earn and miles don't expire
- Redeem miles for travel, cash back, gift cards, merchandise, and more
- Fly on any airline, anytime, with no blackout dates or seat restrictions
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| N/A |
13.9% - 20.9% (V) |
|
$0 intro for first year; $59 after that |
Capital One® SparkSM Cash for Business
- Earn 2% cash back on every purchase, every day
- Get a $100 cash bonus - just spend $1,000 on purchases within the first 3 months
- Receive a $50 cash bonus by signing up for one or more employee cards
- Enjoy award-winning small business customer service
- $0 intro annual fee for the first year; $59 after that
- Redeem cash rewards anytime, for any amount, even set up automatic redemption
- Earn unlimited cash rewards that don't expire
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| N/A |
13.9% - 20.9% (V) |
|
$0 intro for first year; $59 after that |
Capital One® SparkSM Miles Select for Business
- Get a 50% bonus on the miles you earn every year
- Earn 1 mile per dollar on every purchase, every day
- Save with 0% intro APR on all purchases until December 2013
- Enjoy no annual fee
- Get online Quarterly and Year-End Summaries
- There’s no limit to the amount of miles you can earn and miles don’t expire
- Fly on any airline, anytime, with no blackout dates or seat restrictions
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% on purchases until December 2013 |
12.9% - 20.9% (V) |
|
$0 |
Capital One® SparkSM Cash Select for Business
- Get a 50% bonus on the cash back you earn every year
- Earn 1% cash back on every purchase, every day
- Save with 0% intro APR on all purchases until December 2013
- Enjoy no annual fee
- Get online Quarterly and Year-End Summaries
- Redeem cash rewards anytime, for any amount, even set up automatic redemption
- Earn unlimited cash rewards that don’t expire
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% on purchases until December 2013 |
12.9% - 20.9% (V) |
|
$0 |
Capital One® SparkSM Classic for Business
- Enjoy no annual fee
- Build business credit with responsible use with eligibility for an automatic credit line increase
- Earn 1% cash back on every purchase, every day
- Separate business expenses from personal expenses
- $0 Fraud Liability if your card is ever lost or stolen
- Enjoy business benefits including Year-End Summaries, employee cards at no additional cost, and experienced small business customer service
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| N/A |
22.9% (V) |
|
$0 |
Ink Bold® Charge Card
- Earn up to 50,000 bonus points - 25,000 after your first purchase, plus an additional 25,000 after you spend $10,000 in the first 3 months
- That's $625 in travel when you redeem through Ultimate Rewards
- No interest charges because it's a pay in full charge card with a flexible spending limit
- Earn up to 5X points per dollar on eligible business purchases, and points do not expire
- 20% off travel redemptions - with no restrictions or blackout dates
- Transfer points at full value to participating travel programs
- Direct access to a live service advisor anytime
- Introductory Offer - First Year Free ($95 thereafter)
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
|
|
|
$0 Intro Fee, $95 thereafter |
CitiBusiness ThankYou℠ Card
- Designed for businesses with an established credit history
- Earn 15,000 bonus ThankYou(R) points after you make $3000 in purchases within 3 months of cardmembership - enough for $150 in gift cards
- 0% intro APR on Purchases for 6 months. After that, 13.24% variable.
- Earn 3 ThankYou(R) points for every dollar you spend on eligible purchases in rotating business categories.
- Redeem points on things for your business or for yourself like business supplies, merchandise, gift cards, travel or even cash.
- No limit to the amount of points you can earn on purchases and points don't expire.
- No annual fee *
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% introductory APR on purchases for 6 months |
13.24% (Variable) |
|
There is no annual fee for this card |
CitiBusiness® / AAdvantage® World MasterCard®
- Designed for businesses with an established credit history
- Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases in the first 3 months of cardmembership*
- First eligible checked bag free for you and up to 4 traveling companions*
- Priority Boarding - Enjoy an enhanced boarding experience*
- Earn 2 AAdvantage® miles for every $1 you spend on eligible American Airlines purchases and on purchases at certain office supply, telecommunications and car rental merchants*
- Renew your annual cardmembership and earn a 5% AAdvantage mileage bonus upon eligible purchases made during the cardmembership year*
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| No Introductory Rate Available |
15.24% Variable |
|
$95, waived for the first 12 months* |
The Blue for Business® Credit Card from American Express OPEN
- 10,000 Membership Rewards® points after your first purchase
- Earn one point for every dollar spent on purchases - with no limit to the number of points earned and points do not expire
- Get an annual points bonus each year: 10% points bonus your first year, 20% points bonus your second year, and 30% each additional year.
- 0% introductory APR, and flexibility to pay balances over time at a competitive APR
- No annual membership fee
- Free additional cards
- Terms & Restrictions Apply
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% on Purchases for 6 or 12 months |
11.24% - 19.24% Variable |
Excellent |
There is no annual fee for this card |
The Plum Card® from American Express OPEN
- Flexible Payment Options: Get a 1.5% discount for paying early or up to 60 days to pay without interest, or both each month.
- Do Business On Your Terms
- $0 introductory annual fee for your first year, then $250.
- No annual fee for Additional Cards
- Terms & Restrictions Apply
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| N/A |
N/A |
Excellent |
$0 introductory annual fee for the first year, then $250 |
Ink℠ Classic Business
- Up to 25,000 bonus points - 10,000 bonus points after your first purchase, plus an additional 15,000 bonus points after you spend $5,000 in the first 3 months!
- 5X points per dollar on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
- 2X points per dollar on the first $25,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel
- 1 point per dollar on all other card purchases with no limit on the amount you can earn
- Cash back rewards do not expire
- 0% Introductory APR for 6 months on purchases and balance transfers
- No Annual Fee
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% intro APR for 6 months |
13.24% Variable |
|
There is no annual fee for this card |
