Chase Business Credit Card

Monday, June 11, 2012 at 9:37pm by Site Administrator

Chase’s Business Credit Cards: Which are Best?


Finding the right business rewards card can be challenging, but it is worth the search. Choose a card based on your personal travel needs and spending habits. The right card is waiting at Chase, and you will be amazed at how many benefits you can earn.


Chase Ink Classic

Based on points that never expire, you can build up a healthy rewards level. Rewards start immediately with 10,000 bonus points after you make your first purchase, and Chase will give you another 15,000 points if you charge $5,000 in the first three months.

Charging your cell phone, landline, internet and TV services will reward you with five times the points on the first $25,000 spent. Gas stations and hotel accommodations generate two times the points per dollar on the first $25,000 charged annually. All other card purchases generate a point on every dollar spent with no limit on earnings.

Redeem points on travel, gift cards, merchandise, experiences and more. There are no restrictions or blackout dates on travel through the Ultimate Rewards program, making it easy to reap the benefits. You can also receive complimentary airport lounge access. The introductory interest rate is 0% for one year, and the variable interest rate is currently 10.24%. The annual fee of $95 is waived the first year.


Chase Ink Bold

The Bold card provides you with 25,000 bonus points after you make a single purchase. Another 25,000 points are given to you after spending more than $10,000 in the first three months. These points alone will provide you with $625 dollars in travel rewards or $500 dollars towards one of the other reward choices.

It provides five points per dollar spent on the first $50,000 you charge with office supply stores, cell phone expenses, landline costs, internet and cable TV. The next level is for gas stations and hotels, and the card rewards you with two points for every dollar of the first $50,000 spent in a year. All other purchases receive one point per dollar spent, and there are no limits on how much you can earn.

Points never expire, and there is no interest because the balance is paid monthly. Travel benefits are not limited by blackout dates, and you get an additional 20% off on travel arrangements. The card provides you with complimentary airport lounge access, making it an attractive choice for any frequent flyers. The annual fee of $95 is waived for the first year.


Chase Ink Cash

An attractive card, this one rewards you at different levels depending on your spending categories. There are no points to keep track of, there is no annual fee, and the rewards start with your very first purchase. Chase will give you a $100 cash back bonus after the first charge, and then you can earn another $150 dollars if you spend $5,000 dollars in the first three months.

You will receive 5% cash back on the first $25,000 spent annually on cell phone, landline, cable services and internet. The next level is a 2% bonus paid on the first $25,000 spent at gas stations and restaurants. The final reward level of 1% on all other purchases is the lowest, but there is no limit that what you can earn with it. The annual interest rate is currently at 10.24%.


Chase GM Business

If your business has a fleet of vehicles, then this could be the best card for you. Purchases on GM accessories, parts or service earn a 5% bonus. Purchases at gas stations, office supply stores and restaurants reward you with 3% earnings, and other purchases provide 1% earnings. A $500 statement credit is awarded when you purchase or lease a new Chevrolet or GM vehicle through Business Choice with Option D, and there is no annual fee. Earnings can be applied towards a new vehicle or you can receive cash back. The interest rate is 0% for the first 12 or 15 months on balance transfers, and the rate will increase to a variable rate between 13.99 and 22.90% after that.

Business rewards cards are a smart choice, especially if you pay the card in full at the end of every billing cycle. However, you should take the time to review the options and choose the one that will reward you the most. Taking into account your business expenses and needs, you can easily choose the most rewarding card for your enterprise.

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