Best Business Credit Cards
There are numerous expenditures related to running a business, from ordering supplies for the office to compensating employees for business-related travel expenditures. Getting a business credit card can help you to better track and record these expenditures. In fact, the best business credit card can even reward you for your regular purchases with frequent flyer miles and office supply discounts, according to the Better Business Bureau.
However, not all business credit cards are made equal. Some will have higher annual fees or interest rates, but those same cards may also have better rewards. Those would best suit business owners whose practices allow them to pay off their entire balance each month. There are also cards with lower annual fees, or none at all, as well as those with lower interest rates, which would best suit those who prefer to — or must — carry a balance from month to month. Then, different cards also offer different perks. For example, if you and your employees rarely need to travel, you may not be as interested in frequent flyer programs, and instead may benefit more from retailer discounts or rebate benefits.
We can help you compare business credit cards to determine which one will best suit your business' needs. Read through our articles and use the tools we've developed to research and understand your business credit card options so you can find the card that will best benefit you and your business.
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APR
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Annual Fee
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Credit Needed
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Ink Plus℠ Business Card
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13.24% Variable |
$0 |
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- » 25,000 bonus points after your first purchase - That's $250 in rewards of your choice. Plus, 25,000 additional bonus points after you spend $10,000 within 3 months of opening your account, and points do not expire.
- » With Ink Plus, you have the cash flow flexibility with the choice to pay over time or pay in full.
- » Earn 5x points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet and cable TV services.
- » Read Our Review
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APR
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Annual Fee
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Credit Needed
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Starwood Preferred Guest® Business Credit Card from American Express
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15.24% - 19.24% Variable |
$0 |
Excellent
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- » Starpoints® bonus: Earn up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership
- » Redeem Starpoints® at over 1,100 hotels and resorts in nearly 100 countries and for flights on more than 350 airlines with SPG Flights – all with no blackout dates
- » Earn up to 5 Starpoints® for each dollar of eligible purchases charged directly with hotels and resorts participating in the Starwood Preferred Guest® program
- » Read Our Review
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APR
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Annual Fee
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Credit Needed
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- » Earn up to 50,000 bonus points - 25,000 after your first purchase, plus an additional 25,000 after you spend $10,000 in the first 3 months
- » That's $625 in travel when you redeem through Ultimate Rewards
- » No interest charges because it's a pay in full charge card with a flexible spending limit
- » Read Our Review
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APR
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Annual Fee
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Credit Needed
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Capital One® SparkSM Classic for Business
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22.9% (V) |
$0 |
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- » Enjoy no annual fee
- » Build business credit with responsible use with eligibility for an automatic credit line increase
- » Earn 1% cash back on every purchase, every day
- » Read Our Review
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APR
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Annual Fee
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Credit Needed
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CitiBusiness® / AAdvantage® World MasterCard®
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15.24%* (Variable) |
$0 |
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- » Designed for businesses with an established credit history
- » Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases in the first 3 months of cardmembership*
- » First eligible checked bag free for you and up to 4 traveling companions*
- » Read Our Review
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APR
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Annual Fee
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Credit Needed
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The Plum Card® from American Express OPEN
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N/A |
$0 |
Excellent
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- » Flexible Payment Options: Get a 1.5% discount for paying early or up to 60 days to pay without interest, or both each month.
- » Do Business On Your Terms
- » $0 introductory annual fee for your first year, then $250.
- » Read Our Review
